diff --git a/package.json b/package.json
index 10f0b49..75e0eb8 100644
--- a/package.json
+++ b/package.json
@@ -13,20 +13,19 @@
 		"lint": "prettier --check ."
 	},
 	"dependencies": {
-		"@breeztech/breez-sdk-liquid": "^0.9.2-rc2",
-		"@cashu/cashu-ts": "^2.5.2",
 		"@libsql/client": "^0.15.9",
 		"@scure/base": "^1.2.6",
 		"@scure/bip39": "^1.6.0",
 		"@sveltejs/adapter-auto": "^6.0.1",
 		"@sveltejs/adapter-node": "^5.2.12",
-		"@types/qrcode": "^1.5.5",
 		"dexie": "^4.0.11",
 		"iconify-icon": "^3.0.0",
 		"nostr-tools": "^2.15.0",
+		"portalbtc-lib": "git+ssh://git@git.arx-ccn.com:222/Arx/PortalBTCLib.git#2d858727b05f9d66e4f028c086d93cebf769f3b8",
 		"qrcode": "^1.5.4"
 	},
 	"devDependencies": {
+		"@types/qrcode": "^1.5.5",
 		"@sveltejs/kit": "^2.16.0",
 		"@sveltejs/vite-plugin-svelte": "^5.0.0",
 		"prettier": "^3.4.2",
diff --git a/src/lib/breez.svelte.ts b/src/lib/breez.svelte.ts
deleted file mode 100644
index fad730e..0000000
--- a/src/lib/breez.svelte.ts
+++ /dev/null
@@ -1,59 +0,0 @@
-import { getMnemonic } from "$lib/wallet.svelte";
-import initBreez, {
-  type BindingLiquidSdk,
-  connect as breezConnect,
-  defaultConfig as defaultBreezConfig,
-} from "@breeztech/breez-sdk-liquid/web";
-
-initBreez();
-
-let breezSDK: BindingLiquidSdk;
-let initialized = false;
-
-export async function getBreezSDK() {
-  if (initialized) return breezSDK;
-
-  const mnemonic = await getMnemonic();
-
-  breezSDK = await breezConnect({
-    mnemonic,
-    config: defaultBreezConfig(
-      "mainnet",
-      "MIIBajCCARygAwIBAgIHPgwAQY4DlTAFBgMrZXAwEDEOMAwGA1UEAxMFQnJlZXowHhcNMjUwNTA1MTY1OTM5WhcNMzUwNTAzMTY1OTM5WjAnMQwwCgYDVQQKEwNBcngxFzAVBgNVBAMTDkRhbm55IE1vcmFiaXRvMCowBQYDK2VwAyEA0IP1y98gPByiIMoph1P0G6cctLb864rNXw1LRLOpXXejfjB8MA4GA1UdDwEB/wQEAwIFoDAMBgNVHRMBAf8EAjAAMB0GA1UdDgQWBBTaOaPuXmtLDTJVv++VYBiQr9gHCTAfBgNVHSMEGDAWgBTeqtaSVvON53SSFvxMtiCyayiYazAcBgNVHREEFTATgRFkYW5ueUBhcngtY2NuLmNvbTAFBgMrZXADQQAwJoh9BG8rEH1sOl+BpS12oNSwzgQga8ZcIAZ8Bjmd6QT4GSST0nLj06fs49pCkiULOl9ZoRIeIMc3M1XqV5UA",
-    ), // this key can be shared, it's fine
-  });
-
-  breezSDK.addEventListener({
-    onEvent: (e) => {
-      console.log(e);
-      refreshBalances();
-    },
-  });
-
-  initialized = true;
-  return breezSDK;
-}
-
-export async function initBalances() {
-  const sdk = await getBreezSDK();
-  const info = await sdk.getInfo();
-  balances.balance = info.walletInfo.balanceSat;
-  balances.pendingReceive = info.walletInfo.pendingReceiveSat;
-  balances.pendingSend = info.walletInfo.pendingSendSat;
-}
-
-export const balances = $state({
-  balance: 0,
-  pendingReceive: 0,
-  pendingSend: 0,
-  tick: 0,
-});
-
-export async function refreshBalances() {
-  const sdk = await getBreezSDK();
-  const info = await sdk.getInfo();
-  balances.balance = info.walletInfo.balanceSat;
-  balances.pendingReceive = info.walletInfo.pendingReceiveSat;
-  balances.pendingSend = info.walletInfo.pendingSendSat;
-  balances.tick++;
-}
diff --git a/src/lib/cashu.svelte.ts b/src/lib/cashu.svelte.ts
deleted file mode 100644
index cdd8363..0000000
--- a/src/lib/cashu.svelte.ts
+++ /dev/null
@@ -1,393 +0,0 @@
-import {
-  CashuMint,
-  CashuWallet,
-  getDecodedToken,
-  MintQuoteState,
-  type Proof,
-} from "@cashu/cashu-ts";
-import { get, writable } from "svelte/store";
-import { getMnemonic } from "$lib/wallet.svelte";
-import { privateKeyFromSeedWords as nostrPrivateKeyFromSeedWords } from "nostr-tools/nip06";
-import { getBreezSDK } from "$lib/breez.svelte";
-import { finalizeEvent, getPublicKey, nip19, nip98 } from "nostr-tools";
-import Dexie, { type Table } from "dexie";
-import { BASE_DOMAIN } from "$lib/config";
-
-interface MetaEntry {
-  key: string;
-  value: string;
-}
-
-interface CashuTxn {
-  txId: string;
-  paymentType: "receive" | "send";
-  amountSat: number;
-  timestamp: number;
-  status: "complete";
-}
-
-class CashuDB extends Dexie {
-  proofs!: Table<Proof, string>;
-  meta!: Table<MetaEntry, string>;
-  txns!: Table<CashuTxn, string>;
-
-  constructor() {
-    super("cashu");
-    this.version(1).stores({
-      proofs: "&secret",
-      meta: "&key",
-    });
-    this.version(2).stores({
-      txns: "&txId",
-    });
-  }
-}
-
-export const cashuDB = new CashuDB();
-
-export type { CashuTxn };
-
-const MINT_URL = "https://mint.minibits.cash/Bitcoin";
-
-interface CashuState {
-  balance: number;
-  meltThreshold: number;
-  lastUpdated: number;
-}
-
-export const cashuState = writable<CashuState>({
-  balance: 0,
-  meltThreshold: 2000,
-  lastUpdated: 0,
-});
-
-let proofs: Proof[] = [];
-
-async function loadProofs() {
-  proofs = await cashuDB.proofs.toArray();
-  updateBalance();
-}
-
-async function persistProofs() {
-  await cashuDB.proofs.clear();
-  if (proofs.length) await cashuDB.proofs.bulkPut(proofs);
-}
-
-async function fetchWithNip98<T>(
-  { url, method, body }: {
-    url: string;
-    method: string;
-    body?: BodyInit | null;
-  },
-): Promise<T> {
-  const mnemonic = await getMnemonic();
-  const nostrPrivateKey = nostrPrivateKeyFromSeedWords(mnemonic);
-  const urlWithoutQueryParams = url.split("?")[0];
-  const npubCashNip98 = await nip98.getToken(
-    urlWithoutQueryParams,
-    method,
-    (event) => finalizeEvent(event, nostrPrivateKey),
-  );
-  return fetch(url, {
-    method,
-    headers: {
-      "Authorization": `Nostr ${npubCashNip98}`,
-    },
-    body,
-  }).then((data) => data.json());
-}
-
-export async function getNpub() {
-  const mnemonic = await getMnemonic();
-  const nostrPrivateKey = nostrPrivateKeyFromSeedWords(mnemonic);
-  const nostrPubkey = getPublicKey(nostrPrivateKey);
-  return nip19.npubEncode(nostrPubkey);
-}
-
-export async function getCashuAddress() {
-  return `${await getNpub()}@${BASE_DOMAIN}`;
-}
-
-interface NpubCashQuote {
-  createdAt: number;
-  paidAt?: number;
-  expiresAt: number;
-  mintUrl: string;
-  quoteId: string;
-  request: string;
-  amount: number;
-  state: "PAID" | "ISSUED" | "INFLIGHT";
-  locked: boolean;
-}
-
-interface PaginationMetadata {
-  total: number;
-  limit: number;
-}
-
-async function tryRedeemUnredeemedCashuQuotes() {
-  const lastRedeemedCashuQuoteTimestamp =
-    localStorage.getItem("lastRedeemedCashuQuoteTimestamp") || 0;
-  let quotes: NpubCashQuote[] = [];
-  while (true) {
-    const currentQuotes = await fetchWithNip98<
-      {
-        error: false;
-        data: { quotes: NpubCashQuote[] };
-        metadata: PaginationMetadata;
-      } | {
-        error: true;
-        message: string;
-      }
-    >({
-      url:
-        `https://npubx.cash/api/v2/wallet/quotes?since=${lastRedeemedCashuQuoteTimestamp}&limit=50&offset=${quotes.length}`,
-      method: "GET",
-    });
-    if (currentQuotes.error === false) {
-      quotes.push(...currentQuotes.data.quotes);
-      if (quotes.length >= currentQuotes.metadata.total) {
-        break;
-      }
-    } else {
-      throw new Error(currentQuotes.message);
-    }
-  }
-  quotes = quotes.sort((a, b) => a.createdAt - b.createdAt);
-  for (const quote of quotes) {
-    if (quote.state === "PAID") {
-      const mint = new CashuMint(quote.mintUrl);
-      const wallet = new CashuWallet(mint);
-      const req = await mint.checkMintQuote(quote.quoteId);
-      if (req.state === MintQuoteState.PAID && quote.paidAt) {
-        const newProofs = await wallet.mintProofs(quote.amount, quote.quoteId);
-        proofs.push(...newProofs);
-        await persistProofs();
-        const amountReceived = newProofs.reduce((sum, p) => sum + p.amount, 0);
-        cashuTxns.update((txs) => {
-          txs.push({
-            txId: `cashu-quote-${quote.quoteId}`,
-            paymentType: "receive",
-            amountSat: amountReceived,
-            timestamp: quote.paidAt
-              ? Math.floor(quote.paidAt)
-              : Math.floor(Date.now() / 1000),
-            status: "complete",
-          });
-          return txs;
-        });
-        persistCashuTxns();
-        updateBalance();
-        localStorage.setItem(
-          "lastRedeemedCashuQuoteTimestamp",
-          quote.paidAt.toString(),
-        );
-      }
-    }
-  }
-  return quotes;
-}
-
-let wallet: CashuWallet | null = null;
-let walletPromise: Promise<CashuWallet> | null = null;
-
-export async function getWallet(): Promise<CashuWallet> {
-  if (wallet) return wallet;
-  if (walletPromise) return walletPromise;
-
-  walletPromise = (async () => {
-    try {
-      await loadProofs();
-      try {
-        await getMnemonic();
-      } catch (_) {}
-
-      const mint = new CashuMint(MINT_URL);
-      const w = new CashuWallet(mint);
-      await w.loadMint();
-
-      tryRedeemUnredeemedCashuQuotes()
-        .then(() => persistProofs())
-        .catch((err) => console.error("Failed background redemption", err));
-
-      getCashuAddress()
-        .then((addr) => console.log(`cashu addr: ${addr}`))
-        .catch(() => {});
-
-      wallet = w;
-      return w;
-    } catch (err) {
-      walletPromise = null;
-      throw err;
-    } finally {
-      setTimeout(() => {
-        if (wallet) walletPromise = null;
-      }, 0);
-    }
-  })();
-
-  return walletPromise;
-}
-
-let quoteRedeemInterval: ReturnType<typeof setInterval> | undefined;
-if (quoteRedeemInterval) clearInterval(quoteRedeemInterval);
-quoteRedeemInterval = setInterval(
-  () => tryRedeemUnredeemedCashuQuotes().then(maybeMelt),
-  1000 * 5,
-);
-
-function updateBalance() {
-  const balance = proofs.reduce((sum, p) => sum + p.amount, 0);
-  cashuState.update((s) => ({ ...s, balance, lastUpdated: s.lastUpdated + 1 }));
-}
-
-export async function redeemToken(token: string): Promise<void> {
-  if (!token.trim()) throw new Error("Token is empty");
-
-  const parsedToken = getDecodedToken(token);
-  const mint = new CashuMint(parsedToken.mint);
-  const wallet = new CashuWallet(mint);
-  const received = await wallet.receive(token.trim());
-  proofs.push(...received);
-  const amountReceived = received.reduce((sum, p) => sum + p.amount, 0);
-  cashuTxns.update((txs) => {
-    txs.push({
-      txId: `cashu-receive-${Date.now()}`,
-      paymentType: "receive",
-      amountSat: amountReceived,
-      timestamp: Math.floor(Date.now() / 1000),
-      status: "complete",
-    });
-    return txs;
-  });
-  persistCashuTxns();
-  updateBalance();
-  await persistProofs();
-  await maybeMelt();
-}
-
-type PrepareReceiveRequest = {
-  paymentMethod: "bolt11Invoice";
-  amountSat: number;
-};
-
-async function createMeltInvoice(amountSat: number): Promise<string> {
-  const breezSDK = await getBreezSDK();
-  const prepare = await breezSDK.prepareReceivePayment({
-    paymentMethod: "bolt11Invoice",
-    amount: { type: "bitcoin", payerAmountSat: amountSat },
-    amountSat: amountSat,
-  } as PrepareReceiveRequest);
-
-  const { destination } = await breezSDK.receivePayment({
-    prepareResponse: prepare,
-  });
-  return destination as string;
-}
-
-let tryingToMelt = false;
-async function maybeMelt() {
-  if (tryingToMelt) return;
-  tryingToMelt = true;
-  const { balance, meltThreshold } = get(cashuState);
-  if (balance < meltThreshold) return;
-
-  try {
-    const wallet = await getWallet();
-    const invoice = await createMeltInvoice(balance - (balance % 2000));
-    const meltQuote = await wallet.createMeltQuote(invoice);
-
-    const amountToMelt = meltQuote.amount + meltQuote.fee_reserve;
-
-    const { keep, send } = await wallet.send(amountToMelt, proofs, {
-      includeFees: true,
-    });
-
-    proofs = keep;
-    await persistProofs();
-
-    const { change } = await wallet.meltProofs(meltQuote, send);
-    proofs.push(...change);
-    await persistProofs();
-
-    cashuTxns.update((txs) => {
-      txs.push({
-        txId: `cashu-send-${Date.now()}`,
-        paymentType: "send",
-        amountSat: amountToMelt,
-        timestamp: Math.floor(Date.now() / 1000),
-        status: "complete",
-      });
-      return txs;
-    });
-    persistCashuTxns();
-
-    updateBalance();
-  } catch (err) {
-    console.error("Failed to melt Cashu balance", err);
-  }
-  tryingToMelt = false;
-}
-
-export const cashuTxns = writable<CashuTxn[]>([]);
-
-async function loadCashuTxns() {
-  try {
-    const txns = await cashuDB.txns.toArray();
-    cashuTxns.set(txns);
-  } catch (err) {
-    console.error("Failed to load Cashu txns", err);
-  }
-}
-
-async function persistCashuTxns() {
-  try {
-    const txns = get(cashuTxns);
-    await cashuDB.txns.clear();
-    if (txns.length) await cashuDB.txns.bulkPut(txns);
-  } catch (err) {
-    console.error("Failed to persist Cashu txns", err);
-  }
-}
-
-loadCashuTxns();
-
-export async function payBolt11Invoice(invoice: string): Promise<void> {
-  if (!invoice.trim()) throw new Error("Invoice is empty");
-
-  const wallet = await getWallet();
-  const meltQuote = await wallet.createMeltQuote(invoice);
-
-  const amountToMelt = meltQuote.amount + meltQuote.fee_reserve;
-
-  const { balance } = get(cashuState);
-  if (amountToMelt > balance) {
-    throw new Error("Insufficient Cashu balance");
-  }
-
-  const { keep, send } = await wallet.send(amountToMelt, proofs, {
-    includeFees: true,
-  });
-
-  proofs = keep;
-  await persistProofs();
-
-  const { change } = await wallet.meltProofs(meltQuote, send);
-
-  proofs.push(...change);
-  await persistProofs();
-
-  cashuTxns.update((txs) => {
-    txs.push({
-      txId: `cashu-send-${Date.now()}`,
-      paymentType: "send",
-      amountSat: amountToMelt,
-      timestamp: Math.floor(Date.now() / 1000),
-      status: "complete",
-    });
-    return txs;
-  });
-  persistCashuTxns();
-
-  updateBalance();
-}
diff --git a/src/lib/components/BalanceDisplay.svelte b/src/lib/components/BalanceDisplay.svelte
index b31004b..282a2f0 100644
--- a/src/lib/components/BalanceDisplay.svelte
+++ b/src/lib/components/BalanceDisplay.svelte
@@ -1,15 +1,21 @@
 <script lang="ts">
   import { satsComma } from "$lib";
-  import { cashuState } from "$lib/cashu.svelte";
+  import { walletState } from "$lib/wallet.svelte";
+  import LoadingIndicator from "./LoadingIndicator.svelte";
 
-  const { balance = 0, pending = 0 }: { balance: number; pending: number } =
-    $props();
+  let loading = $derived(!$walletState.open);
+  let balance = $derived(
+    $walletState.open ? $walletState.balance - $walletState.cashuBalance : 0
+  );
+  let pending = $derived($walletState.open ? $walletState.pendingBalance : 0);
+  let cashuBalance = $derived(
+    $walletState.open ? $walletState.cashuBalance : 0
+  );
 
-  const formattedTotal = $derived(satsComma(balance + $cashuState.balance));
+  const formattedTotal = $derived(satsComma(balance + cashuBalance));
   const formattedPending = $derived(satsComma(pending));
   const formattedLightning = $derived(satsComma(balance));
-  const formattedCashu = $derived(satsComma($cashuState.balance));
-  const cashuThreshold = $derived(satsComma($cashuState.meltThreshold));
+  const formattedCashu = $derived(satsComma(cashuBalance));
 
   let showSplit = $state(false);
   let containerEl: HTMLButtonElement;
@@ -38,24 +44,48 @@
   aria-label="Toggle balance split"
 >
   <div class="balance-label">Total Balance</div>
-  <div class="balance-value">{formattedTotal} sats</div>
+  <div class="balance-value">
+    {#if loading}
+      <LoadingIndicator />
+    {:else}
+      {formattedTotal} sats
+    {/if}
+  </div>
   <div class="pending-label">Pending</div>
-  <div class="pending-value">{formattedPending} sats</div>
+  <div class="pending-value">
+    {#if loading}
+      <LoadingIndicator />
+    {:else}
+      {formattedPending} sats
+    {/if}
+  </div>
   {#if showSplit}
     <div class="popover">
       <div class="split-row lightning">
         <iconify-icon icon="icon-park-twotone:lightning" width="32" height="32"
         ></iconify-icon>
         <span class="label">Lightning</span>
-        <span class="amount">{formattedLightning} sats</span>
+        <span class="amount">
+          {#if loading}
+            <LoadingIndicator />
+          {:else}
+            {formattedLightning} sats
+          {/if}
+        </span>
       </div>
       <div class="split-row cashu">
         <iconify-icon icon="tdesign:nut-filled" width="32" height="32"
         ></iconify-icon>
         <span class="label">Cashu</span>
-        <span class="amount">{formattedCashu} sats</span>
+        <span class="amount">
+          {#if loading}
+            <LoadingIndicator />
+          {:else}
+            {formattedCashu} sats
+          {/if}
+        </span>
       </div>
-      <div class="threshold">Auto-melt at {cashuThreshold} sats</div>
+      <div class="threshold">Auto-melt at 2000 sats</div>
     </div>
   {/if}
 </button>
diff --git a/src/lib/components/CashuTab.svelte b/src/lib/components/CashuTab.svelte
index ba42654..41409ab 100644
--- a/src/lib/components/CashuTab.svelte
+++ b/src/lib/components/CashuTab.svelte
@@ -1,11 +1,12 @@
 <script lang="ts">
   import Button from "$lib/components/Button.svelte";
-  import { redeemToken } from "$lib/cashu.svelte";
+  import { walletState } from "$lib/wallet.svelte";
 
   let tokenInput = $state("");
 
   function redeem() {
-    redeemToken(tokenInput).catch((e) => alert(e.message));
+    if (!$walletState.open) return;
+    $walletState.wallet.redeemToken(tokenInput).catch((e) => alert(e.message));
     tokenInput = "";
   }
 </script>
diff --git a/src/lib/components/DangerZone.svelte b/src/lib/components/DangerZone.svelte
index 5342d54..f1923f2 100644
--- a/src/lib/components/DangerZone.svelte
+++ b/src/lib/components/DangerZone.svelte
@@ -1,26 +1,16 @@
 <script lang="ts">
   import Button from "./Button.svelte";
   import { goto } from "$app/navigation";
-  import { getMnemonic } from "$lib/wallet.svelte";
-  import { onMount } from "svelte";
+  import { walletState } from "$lib/wallet.svelte";
 
-  let seedPhrase = $state("");
   let showSeedPhrase = $state(false);
 
-  onMount(async () => {
-    try {
-      seedPhrase = await getMnemonic();
-    } catch (err) {
-      console.error("Failed to get mnemonic:", err);
-    }
-  });
-
   function toggleSeedPhrase() {
     showSeedPhrase = !showSeedPhrase;
   }
 
   function copySeedPhrase() {
-    navigator.clipboard.writeText(seedPhrase);
+    navigator.clipboard.writeText($walletState.mnemonic!);
   }
 
   function resetWebsite() {
@@ -57,7 +47,7 @@
 
     {#if showSeedPhrase}
       <div class="seed-phrase">
-        {seedPhrase}
+        {$walletState.mnemonic!}
       </div>
     {/if}
   </div>
diff --git a/src/lib/components/LightningSettings.svelte b/src/lib/components/LightningSettings.svelte
index 11836ad..d8b84af 100644
--- a/src/lib/components/LightningSettings.svelte
+++ b/src/lib/components/LightningSettings.svelte
@@ -2,7 +2,7 @@
   import Button from "./Button.svelte";
   import { BASE_DOMAIN } from "$lib/config";
   import { onMount } from "svelte";
-  import { getNpub } from "$lib/cashu.svelte";
+  import { walletState } from "$lib/wallet.svelte";
 
   let username = $state("");
   let existingUsername = $state("");
@@ -17,7 +17,8 @@
 
   async function checkExistingUsername() {
     try {
-      const userNpub = await getNpub();
+      if (!$walletState.open) return;
+      const userNpub = $walletState.wallet.npub;
       const response = await fetch(
         `/api/check-username?npub=${encodeURIComponent(userNpub)}`
       );
@@ -45,7 +46,8 @@
     registrationStatus = "";
 
     try {
-      const userNpub = await getNpub();
+      if (!$walletState.open) return;
+      const userNpub = $walletState.wallet.npub;
       const response = await fetch(
         `/.well-known/lnurlp/${encodeURIComponent(username)}`,
         {
diff --git a/src/lib/components/LoadingIndicator.svelte b/src/lib/components/LoadingIndicator.svelte
new file mode 100644
index 0000000..4d301d5
--- /dev/null
+++ b/src/lib/components/LoadingIndicator.svelte
@@ -0,0 +1,33 @@
+<script lang="ts">
+  let { size = 32 }: { size?: number } = $props();
+</script>
+
+<div class="loading-indicator">
+  <div class="loading-indicator-inner" style:--size={size}></div>
+</div>
+
+<style>
+  .loading-indicator {
+    display: inline-flex;
+    justify-content: center;
+    align-items: center;
+  }
+
+  .loading-indicator-inner {
+    border: 8px solid var(--primary-color);
+    border-top: 8px solid var(--accent-color);
+    border-radius: 50%;
+    width: var(--size);
+    height: var(--size);
+    animation: spin 1s linear infinite;
+  }
+
+  @keyframes spin {
+    0% {
+      transform: rotate(0deg);
+    }
+    100% {
+      transform: rotate(360deg);
+    }
+  }
+</style>
diff --git a/src/lib/components/PasswordDialog.svelte b/src/lib/components/PasswordDialog.svelte
index 7026b64..c69e063 100644
--- a/src/lib/components/PasswordDialog.svelte
+++ b/src/lib/components/PasswordDialog.svelte
@@ -1,26 +1,24 @@
 <script lang="ts">
-  import { decryptMnemonic } from "$lib/wallet.svelte";
+  import {
+    decryptMnemonic,
+    hasMnemonic,
+    MNEMONIC_KEY,
+    openWallet,
+  } from "$lib/wallet.svelte";
   import { browser } from "$app/environment";
+  import { onMount } from "svelte";
 
-  let {
-    open = $bindable(),
-    unlock,
-  }: { open: boolean; unlock: (pw: string) => void } = $props();
+  let { onunlock }: { onunlock: () => void } = $props();
 
   let dialogEl: HTMLDialogElement | null = $state(null);
   let password = $state("");
   let error = $state("");
   let isValidating = $state(false);
 
-  $effect(() => {
-    if (open) dialogEl?.showModal();
-    else dialogEl?.close();
+  onMount(() => {
+    dialogEl?.showModal();
   });
 
-  function closeDialog() {
-    open = false;
-  }
-
   async function attemptUnlock() {
     if (!password.trim()) return;
 
@@ -29,55 +27,52 @@
 
     try {
       if (!browser) throw new Error("Not in browser");
-      const encryptedSeed = localStorage.getItem("seed");
-      if (!encryptedSeed) throw new Error("No encrypted seed found");
-      await decryptMnemonic(encryptedSeed, password);
-      unlock(password);
-      password = "";
-      error = "";
+      if (!hasMnemonic()) throw new Error("No encrypted seed found");
+      const encryptedMnemonic = localStorage.getItem(MNEMONIC_KEY)!;
+      const mnemonic = await decryptMnemonic(encryptedMnemonic, password);
+      await openWallet(mnemonic);
+      onunlock();
+      dialogEl?.close();
     } catch (err) {
       error = "Incorrect password";
       console.error("Password validation failed:", err);
-    } finally {
       isValidating = false;
     }
   }
 </script>
 
-{#if open}
-  <dialog bind:this={dialogEl} onclose={closeDialog}>
-    <h2>Unlock Wallet</h2>
-    <p>Enter your wallet password to decrypt your seed.</p>
-    {#if error}
-      <p
-        style="color: var(--error-color); font-size: 0.7rem; margin-bottom: 1rem;"
-      >
-        {error}
-      </p>
-    {/if}
-    <input
-      type="password"
-      class="retro-input"
-      bind:value={password}
-      placeholder="Password"
+<dialog bind:this={dialogEl}>
+  <h2>Unlock Wallet</h2>
+  <p>Enter your wallet password to decrypt your seed.</p>
+  {#if error}
+    <p
+      style="color: var(--error-color); font-size: 0.7rem; margin-bottom: 1rem;"
+    >
+      {error}
+    </p>
+  {/if}
+  <input
+    type="password"
+    class="retro-input"
+    bind:value={password}
+    placeholder="Password"
+    disabled={isValidating}
+    onkeydown={(e) => {
+      if (e.key === "Enter" && !isValidating) {
+        attemptUnlock();
+      }
+    }}
+  />
+  <div style="margin-top:1rem;text-align:center;">
+    <button
+      class="retro-btn primary"
       disabled={isValidating}
-      onkeydown={(e) => {
-        if (e.key === "Enter" && !isValidating) {
-          attemptUnlock();
-        }
-      }}
-    />
-    <div style="margin-top:1rem;text-align:center;">
-      <button
-        class="retro-btn primary"
-        disabled={isValidating}
-        onclick={() => {
-          attemptUnlock();
-        }}>{isValidating ? "Validating..." : "Unlock"}</button
-      >
-    </div>
-  </dialog>
-{/if}
+      onclick={() => {
+        attemptUnlock();
+      }}>{isValidating ? "Validating..." : "Unlock"}</button
+    >
+  </div>
+</dialog>
 
 <style>
   dialog {
diff --git a/src/lib/components/PaymentHistory.svelte b/src/lib/components/PaymentHistory.svelte
index 4d0418d..1a21c6f 100644
--- a/src/lib/components/PaymentHistory.svelte
+++ b/src/lib/components/PaymentHistory.svelte
@@ -1,42 +1,27 @@
 <script lang="ts">
-  import { balances, getBreezSDK } from "$lib/breez.svelte";
   import PaymentHistoryItem from "$lib/components/PaymentHistoryItem.svelte";
-  import type {
-    BindingLiquidSdk,
-    Payment,
-  } from "@breeztech/breez-sdk-liquid/web";
-  import { cashuTxns } from "$lib/cashu.svelte";
+  import LoadingIndicator from "$lib/components/LoadingIndicator.svelte";
+  import { walletState } from "$lib/wallet.svelte";
 
-  let payments = $state<Payment[]>([]);
-
-  const combinedPayments = $derived(
-    [...payments, ...$cashuTxns].sort((a, b) => b.timestamp - a.timestamp)
+  let payments = $derived(
+    $walletState.open
+      ? $walletState.wallet?.listPayments(100, 0)
+      : Promise.resolve([])
   );
-
-  async function loadPayments() {
-    try {
-      const breezSDK = await getBreezSDK();
-      const result = await breezSDK.listPayments({});
-      payments = result;
-    } catch (err) {
-      console.error("Failed to load payments", err);
-    }
-  }
-
-  $effect(() => {
-    balances.tick;
-    loadPayments();
-  });
 </script>
 
 <div class="payment-history">
-  {#if combinedPayments.length === 0}
-    <p class="empty">No payments yet.</p>
-  {:else}
-    {#each combinedPayments as payment (payment.txId)}
-      <PaymentHistoryItem {payment} />
-    {/each}
-  {/if}
+  {#await payments}
+    <LoadingIndicator />
+  {:then payments}
+    {#if payments.length === 0}
+      <p class="empty">No payments yet.</p>
+    {:else}
+      {#each payments as payment (payment.txId)}
+        <PaymentHistoryItem {payment} />
+      {/each}
+    {/if}
+  {/await}
 </div>
 
 <style>
diff --git a/src/lib/components/PaymentHistoryItem.svelte b/src/lib/components/PaymentHistoryItem.svelte
index ae87507..6d8e4bb 100644
--- a/src/lib/components/PaymentHistoryItem.svelte
+++ b/src/lib/components/PaymentHistoryItem.svelte
@@ -1,8 +1,8 @@
 <script lang="ts">
   import type { Payment } from "@breeztech/breez-sdk-liquid/web";
   import { satsComma } from "$lib";
-  import { getBreezSDK } from "$lib/breez.svelte";
   import Button from "$lib/components/Button.svelte";
+  import { walletState } from "$lib/wallet.svelte";
 
   interface CashuPayment {
     txId: string;
@@ -29,60 +29,15 @@
   let isRefunding = $state(false);
 
   async function refundPayment() {
+    if (!$walletState.open) return;
     if (isRefunding) return;
     isRefunding = true;
-    const breezSDK = await getBreezSDK();
-    const prepareAddr = await breezSDK.prepareReceivePayment({
-      paymentMethod: "bitcoinAddress",
-    });
-    const receiveRes = await breezSDK.receivePayment({
-      prepareResponse: prepareAddr,
-    });
-    const refundAddress = receiveRes.destination as string;
-
+    if (payment.paymentType !== "send") return;
+    if (payment.txId?.startsWith("cashu-")) return;
     try {
-      const refundables = await breezSDK.listRefundables();
-      let swapAddress: string | undefined;
-      if (refundables.length === 1) {
-        swapAddress = refundables[0].swapAddress;
-      } else {
-        swapAddress = refundables.find(
-          (r) =>
-            r.amountSat === payment.amountSat &&
-            Math.abs(r.timestamp - payment.timestamp) < 300
-        )?.swapAddress;
-      }
-
-      if (!swapAddress) {
-        alert("Could not identify refundable swap for this payment.");
-        return;
-      }
-
-      const fees = await breezSDK.recommendedFees();
-      const feeRateSatPerVbyte = fees.economyFee;
-
-      const refundRequest = {
-        swapAddress,
-        refundAddress,
-        feeRateSatPerVbyte,
-      } as const;
-
-      try {
-        await breezSDK.prepareRefund(refundRequest);
-      } catch (err) {
-        console.warn(
-          "prepareRefund failed (may be expected for some swaps)",
-          err
-        );
-      }
-
-      await breezSDK.refund(refundRequest);
-      alert(
-        "Refund transaction broadcasted. It may take a moment to appear in history."
-      );
-    } catch (err) {
-      console.error("Refund failed", err);
-      alert(`Refund failed: ${err instanceof Error ? err.message : err}`);
+      await $walletState.wallet.refundPayment(payment);
+    } catch (e) {
+      console.error(e);
     } finally {
       isRefunding = false;
     }
@@ -105,7 +60,7 @@
           </a>
         {:else if (payment as Payment).details.type === "lightning"}
           <a
-            href="https://liquid.network/tx/{payment.details.claimTxId}"
+            href="https://liquid.network/tx/{payment.claimTxId}"
             target="_blank"
           >
             ...{payment.txId?.slice(-16)}
diff --git a/src/lib/components/ReceiveDialog.svelte b/src/lib/components/ReceiveDialog.svelte
index abea0ec..1bf7b6b 100644
--- a/src/lib/components/ReceiveDialog.svelte
+++ b/src/lib/components/ReceiveDialog.svelte
@@ -1,8 +1,8 @@
 <script lang="ts">
-  import Button from "$lib/components/Button.svelte";
   import Tabs from "$lib/components/Tabs.svelte";
   import CashuTab from "$lib/components/CashuTab.svelte";
   import ReceiveTab from "$lib/components/ReceiveTab.svelte";
+  import { walletState } from "$lib/wallet.svelte";
 
   let { open = $bindable() }: { open: boolean } = $props();
 
@@ -23,27 +23,29 @@
   <div class="content">
     <h3>Receive</h3>
 
-    <Tabs labels={["Bitcoin", "Lightning", "Liquid", "Cashu"]}>
-      {#snippet children(idx)}
-        {#if idx === 0}
-          <ReceiveTab type="bitcoin" alt="Bitcoin Address" />
-        {:else if idx === 1}
-          <Tabs labels={["Address", "BOLT12"]}>
-            {#snippet children(idx)}
-              {#if idx === 0}
-                <ReceiveTab type="lightning" alt="Lightning Address" />
-              {:else}
-                <ReceiveTab type="bolt12" alt="Lightning Address" />
-              {/if}
-            {/snippet}
-          </Tabs>
-        {:else if idx === 2}
-          <ReceiveTab type="liquid" alt="Liquid Address" />
-        {:else}
-          <CashuTab />
-        {/if}
-      {/snippet}
-    </Tabs>
+    {#if $walletState.open}
+      <Tabs labels={["Bitcoin", "Lightning", "Liquid", "Cashu"]}>
+        {#snippet children(idx)}
+          {#if idx === 0}
+            <ReceiveTab type="bitcoin" />
+          {:else if idx === 1}
+            <Tabs labels={["Address", "BOLT12"]}>
+              {#snippet children(idx)}
+                {#if idx === 0}
+                  <ReceiveTab type="lightning" />
+                {:else}
+                  <ReceiveTab type="bolt12" />
+                {/if}
+              {/snippet}
+            </Tabs>
+          {:else if idx === 2}
+            <ReceiveTab type="liquid" />
+          {:else}
+            <CashuTab />
+          {/if}
+        {/snippet}
+      </Tabs>
+    {/if}
   </div>
 </dialog>
 
diff --git a/src/lib/components/ReceiveTab.svelte b/src/lib/components/ReceiveTab.svelte
index b86ece9..c5ce9c6 100644
--- a/src/lib/components/ReceiveTab.svelte
+++ b/src/lib/components/ReceiveTab.svelte
@@ -1,54 +1,47 @@
 <script lang="ts">
-  import { getBreezSDK } from "$lib/breez.svelte";
-  import { getCashuAddress } from "$lib/cashu.svelte";
+  import { walletState } from "$lib/wallet.svelte";
   import Button from "$lib/components/Button.svelte";
   import QRCode from "qrcode";
+  import { onMount } from "svelte";
+  import LoadingIndicator from "$lib/components/LoadingIndicator.svelte";
 
-  const { type, alt }: { type: string; alt: string } = $props();
+  const { type }: { type: string } = $props();
 
-  const paymentMethod = $derived(
-    type === "bitcoin"
-      ? "bitcoinAddress"
-      : type === "bolt12"
-        ? "bolt12Offer"
-        : type === "lightning"
-          ? "bolt11Invoice"
-          : "liquidAddress"
-  );
-
-  const paymentText = $derived(
-    paymentMethod === "bolt11Invoice"
-      ? getCashuAddress()
-      : getBreezSDK().then((breezSDK) =>
-          breezSDK.prepareReceivePayment({ paymentMethod }).then((prep) =>
-            breezSDK.receivePayment({ prepareResponse: prep }).then((res) => {
-              let destination = res.destination;
-              if (destination.includes(":"))
-                destination = destination.split(":")[1];
-              if (destination.includes("?"))
-                destination = destination.split("?")[0];
-              return destination;
-            })
-          )
-        )
-  );
+  let paymentText = $state("");
+  const loading = $derived(paymentText === "");
 
   const qr = $derived(
-    paymentText.then((text) =>
-      QRCode.toDataURL(`${type}:${text}`, {
-        errorCorrectionLevel: "H",
-      })
-    )
+    QRCode.toDataURL(`${type}:${paymentText}`, {
+      errorCorrectionLevel: "H",
+    })
   );
+
+  onMount(async () => {
+    if (!$walletState.open) return;
+    const paymentMethod =
+      type === "bitcoin"
+        ? "bitcoinAddress"
+        : type === "bolt12"
+          ? "bolt12Offer"
+          : type === "lightning"
+            ? "bolt11Invoice"
+            : "liquidAddress";
+
+    if (paymentMethod === "bolt11Invoice") {
+      paymentText = $walletState.wallet.lightningAddress;
+    } else {
+      paymentText = await $walletState.wallet.generateAddress(paymentMethod);
+    }
+  });
 </script>
 
-{#await qr}
-  <div class="spinner"></div>
-{:then qrDataUrl}
-  <img class="qr" src={qrDataUrl} alt="${alt}" />
-{/await}
+{#if !loading}
+  {#await qr}
+    <LoadingIndicator size={120} />
+  {:then qrDataUrl}
+    <img class="qr" src={qrDataUrl} alt={paymentText} />
+  {/await}
 
-{#await paymentText then paymentText}
   <pre class="addr">{paymentText}</pre>
   <Button
     class="copy-btn"
@@ -56,7 +49,9 @@
   >
     Copy
   </Button>
-{/await}
+{:else}
+  <LoadingIndicator />
+{/if}
 
 <style>
   img.qr {
diff --git a/src/lib/components/SendDialog.svelte b/src/lib/components/SendDialog.svelte
index 27ab0e7..e13e5ef 100644
--- a/src/lib/components/SendDialog.svelte
+++ b/src/lib/components/SendDialog.svelte
@@ -1,11 +1,10 @@
 <script lang="ts">
-  import { getBreezSDK } from "$lib/breez.svelte";
-  import { send as sendPayment } from "$lib/payments";
   import Button from "$lib/components/Button.svelte";
   import type { InputType } from "@breeztech/breez-sdk-liquid/web";
+  import { walletState } from "$lib/wallet.svelte";
+  import { PaymentStatus } from "portalbtc-lib";
 
-  let { open = $bindable(), onsent }: { open: boolean; onsent: () => void } =
-    $props();
+  let { open = $bindable() }: { open: boolean } = $props();
 
   let destination = $state("");
 
@@ -21,8 +20,9 @@
         return;
       }
       try {
-        const breezSDK = await getBreezSDK();
-        const parsed: InputType = await breezSDK.parse(destination);
+        if (!$walletState.open) return;
+        const parsed: InputType =
+          await $walletState.wallet.parsePayment(destination);
         if (
           parsed.type === "bolt11" &&
           parsed.invoice.amountMsat !== undefined &&
@@ -42,16 +42,51 @@
   let dialogEl: HTMLDialogElement;
 
   async function handleSend() {
-    const sendGenerator = sendPayment(destination, Number(amountSat) || 0);
+    if (!$walletState.open) throw new Error("Wallet not open");
+    const sendGenerator = $walletState.wallet.pay(
+      destination,
+      Number(amountSat) || 0
+    );
     for await (const {
       status: sendStatus,
       error: sendError,
     } of sendGenerator) {
-      if (sendError) return alert(sendError);
-      status = sendStatus || "";
+      if (sendError && sendStatus !== PaymentStatus.CashuPaymentFailed)
+        return alert(sendError);
+      switch (sendStatus) {
+        case PaymentStatus.ParsingDestination:
+          status = "Parsing destination...";
+          break;
+        case PaymentStatus.AttemptingCashuPayment:
+          status = "Attempting cashu payment...";
+          break;
+        case PaymentStatus.AttemptingLightningPayment:
+          status = "Attempting lightning payment...";
+          break;
+        case PaymentStatus.CashuPaymentFailed:
+          status = "Cashu payment failed";
+          break;
+        case PaymentStatus.AmountRequired:
+          status = "Amount required";
+          break;
+        case PaymentStatus.PreparingOnchainPayment:
+          status = "Preparing onchain payment...";
+          break;
+        case PaymentStatus.BroadcastingOnchainPayment:
+          status = "Broadcasting onchain payment...";
+          break;
+        case PaymentStatus.PaymentFailed:
+          status = "Payment failed";
+          break;
+        case PaymentStatus.PaymentSent:
+          status = "Payment sent";
+          break;
+        default:
+          status = "Unknown status";
+          break;
+      }
     }
 
-    onsent();
     setTimeout(closeDialog, 1500);
   }
 
diff --git a/src/lib/index.ts b/src/lib/index.ts
index e404bcb..8f416f9 100644
--- a/src/lib/index.ts
+++ b/src/lib/index.ts
@@ -1,7 +1,10 @@
 import { MAX_SATS_RECEIVE, MIN_SATS_RECEIVE } from "$lib/config";
 import { getDb } from "$lib/database";
 import { bech32 } from "@scure/base";
+import type { Dexie, Table } from "dexie";
+import { type Writable, writable } from "svelte/store";
 import { nip19 } from "nostr-tools";
+import { browser } from "$app/environment";
 
 export function satsComma(sats: number) {
   const chars = sats.toString().split("").reverse();
@@ -74,3 +77,60 @@ export async function getUser(username: string) {
   );
   return result.rows[0];
 }
+
+export function hexToBytes(hex: string): Uint8Array {
+  const bytes = new Uint8Array(hex.length / 2);
+  for (let i = 0; i < hex.length; i += 2) {
+    bytes[i / 2] = parseInt(hex.substr(i, 2), 16);
+  }
+  return bytes;
+}
+
+export function bytesToHex(bytes: Uint8Array): string {
+  return Array.from(bytes, (byte) => byte.toString(16).padStart(2, "0")).join(
+    "",
+  );
+}
+
+export interface MetaEntry {
+  key: string;
+  value: string;
+}
+
+export function persistentDbWritable<T, DB extends Dexie>(
+  key: string,
+  initial: T,
+  db: DB & { meta: Table<MetaEntry, string> },
+): Writable<T> {
+  const store = writable<T>(initial);
+
+  if (browser) {
+    (async () => {
+      try {
+        const entry = await db.meta.get(key);
+        if (entry) {
+          store.set(JSON.parse(entry.value));
+        } else {
+          const raw = localStorage.getItem(key);
+          if (raw !== null) {
+            store.set(JSON.parse(raw));
+            await db.meta.put({ key, value: raw });
+            localStorage.removeItem(key);
+          }
+        }
+      } catch (err) {
+        console.error(`NWC store load error for ${key}`, err);
+      }
+    })();
+
+    store.subscribe(async (value) => {
+      try {
+        await db.meta.put({ key, value: JSON.stringify(value) });
+      } catch (err) {
+        console.error(`NWC store persist error for ${key}`, err);
+      }
+    });
+  }
+
+  return store;
+}
diff --git a/src/lib/nwc.svelte.ts b/src/lib/nwc.svelte.ts
index c55948b..afcc92e 100644
--- a/src/lib/nwc.svelte.ts
+++ b/src/lib/nwc.svelte.ts
@@ -4,23 +4,19 @@ import {
   generateSecretKey,
   getPublicKey,
   nip04,
-  nip19,
   SimplePool,
   verifyEvent,
 } from "nostr-tools";
 import type { Event as NostrEvent } from "nostr-tools";
-import { derived, get, type Writable, writable } from "svelte/store";
+import { derived, get } from "svelte/store";
 import { browser } from "$app/environment";
-import { getBreezSDK, refreshBalances } from "$lib/breez.svelte";
-import type { BindingLiquidSdk } from "@breeztech/breez-sdk-liquid/web";
 import {
   bytesToHex,
   hexToBytes,
   type MetaEntry,
   persistentDbWritable,
-} from "./utils";
-import { cashuDB, cashuState, getNpub } from "./cashu.svelte";
-import { send } from "./payments";
+} from "$lib";
+import { walletState } from "$lib/wallet.svelte";
 
 interface PaidInvoice {
   paymentHash: string;
@@ -81,8 +77,7 @@ interface JsonRpcReq {
     | "get_balance"
     | "list_transactions"
     | "get_info"
-    | "make_invoice"
-    | "lookup_invoice";
+    | "make_invoice";
   params: Record<string, unknown>;
 }
 
@@ -161,7 +156,6 @@ async function connect(): Promise<void> {
   if (!maybePriv) throw new Error("NWC privkey missing");
   const privkey = maybePriv;
   const pubkey = getPublicKey(hexToBytes(privkey));
-  const breezSDK = await getBreezSDK();
 
   pool = new SimplePool();
   sub = pool.subscribeMany(relays, [
@@ -171,7 +165,7 @@ async function connect(): Promise<void> {
     },
   ], {
     onevent: async (evt: NostrEvent) => {
-      await handleEvent(evt, privkey, pubkey, relays, breezSDK);
+      await handleEvent(evt, privkey, pubkey, relays);
     },
   });
 }
@@ -181,7 +175,6 @@ async function handleEvent(
   privkey: string,
   ourPubkey: string,
   relays: string[],
-  breezSDK: BindingLiquidSdk,
 ): Promise<void> {
   try {
     if (!verifyEvent(evt)) return;
@@ -231,6 +224,8 @@ async function handleEvent(
 async function processRpc(
   req: JsonRpcReq,
 ): Promise<unknown> {
+  const currentWalletState = get(walletState);
+  if (!currentWalletState.open) throw new Error("Wallet not open");
   console.log("processRpc", req);
   switch (req.method) {
     case "pay_invoice": {
@@ -239,102 +234,51 @@ async function processRpc(
         throw { code: "INTERNAL", message: "missing_invoice" };
       }
 
-      const breezSDK = await getBreezSDK();
-      const parsed = await breezSDK.parse(destination);
-
-      if (parsed.type !== "bolt11") {
-        throw { code: "INTERNAL", message: "not a bolt11 invoice" };
-      }
-      const paymentHash = (parsed as any).invoice.paymentHash;
-
-      const existing = await nwcDB.paidInvoices.get(paymentHash);
-      if (existing) {
-        throw { code: "OTHER", message: "invoice already paid" };
+      if (await nwcDB.paidInvoices.get(destination)) {
+        throw { code: "OTHER", message: "invoice_already_paid" };
       }
 
-      const sender = send(destination, 0, parsed);
-      let res = await sender.next();
-      while (!res.done) {
+      const sender = currentWalletState.wallet.pay(destination, 0);
+      let res;
+      try {
         res = await sender.next();
+        while (!res.done) {
+          res = await sender.next();
+        }
+      } catch (err) {
+        throw { code: "PAYMENT_FAILED", message: (err as Error).message };
       }
 
-      if (res.value.error) {
-        throw { code: "PAYMENT_FAILED", message: res.value.error };
-      }
+      await nwcDB.paidInvoices.put({
+        paymentHash: destination,
+        timestamp: Math.floor(Date.now() / 1000),
+      }).catch((err) => {
+        console.error("Failed to save paid invoice", err);
+      });
 
-      if (res.value.paymentHash) {
-        await nwcDB.paidInvoices.put({
-          paymentHash: res.value.paymentHash,
-          timestamp: Math.floor(Date.now() / 1000),
-        });
-      }
-
-      await refreshBalances();
-      return {
-        preimage: res.value.preimage,
-        paymentHash: res.value.paymentHash,
-      };
+      return {};
+      // TODO: check if it works without the preimage and paymentHash
+      // return {
+      //   preimage: res.value.preimage,
+      //   paymentHash: res.value.paymentHash,
+      // };
     }
     case "get_balance": {
-      const breezSDK = await getBreezSDK();
-      const info = await breezSDK.getInfo();
       return {
-        balance: info.walletInfo.balanceSat * 1000 + get(cashuState).balance *
-            1000,
+        balance: currentWalletState.balance * 1000,
       };
     }
     case "list_transactions": {
-      const from_timestamp =
-        (req.params?.from_timestamp as number | undefined) ?? 0;
-      const to_timestamp = (req.params?.to_timestamp as number | undefined) ??
-        undefined;
       const limit = (req.params?.limit as number | undefined) ?? 20;
-      const offset = (req.params?.offset as number | undefined) ?? undefined;
+      const offset = (req.params?.offset as number | undefined) ?? 0;
 
-      const breezSDK = await getBreezSDK();
-      const liquidPayments = (await breezSDK.listPayments({
-        fromTimestamp: from_timestamp,
-        toTimestamp: to_timestamp,
+      const transactions = await currentWalletState.wallet.listPayments(
         limit,
         offset,
-      })) as any[];
-
-      const cashuTxns = await cashuDB.txns.toArray();
-
-      const allTxns = [
-        ...liquidPayments.map((p) => ({
-          type: p.paymentType,
-          invoice: p.bolt11,
-          description: p.description,
-          payment_hash: p.paymentHash,
-          preimage: p.paymentPreimage,
-          amount: p.amountSat * 1000,
-          fees_paid: p.feesSat * 1000,
-          created_at: Math.floor(p.paymentTime / 1000),
-          settled_at: p.status === "complete"
-            ? Math.floor(p.paymentTime / 1000)
-            : undefined,
-        })),
-        ...cashuTxns.map((p) => ({
-          type: p.paymentType,
-          invoice: "",
-          description: "Cashu",
-          payment_hash: p.txId,
-          preimage: "",
-          amount: p.amountSat * 1000,
-          fees_paid: 0,
-          created_at: p.timestamp,
-          settled_at: p.timestamp,
-        })),
-      ].sort((a, b) => b.created_at - a.created_at);
-
-      return {
-        transactions: allTxns,
-      };
+      );
+      return { transactions };
     }
     case "get_info": {
-      const breezSDK = await getBreezSDK();
-      const info = await breezSDK.getInfo();
       const privkey = get(nwcPrivkey);
       if (!privkey) throw new Error("missing_privkey");
 
@@ -349,7 +293,6 @@ async function processRpc(
           "list_transactions",
           "get_info",
           "make_invoice",
-          "lookup_invoice",
         ],
         notifications: [],
       };
@@ -361,7 +304,9 @@ async function processRpc(
         throw { code: "INTERNAL", message: "missing_amount" };
       }
 
-      const npub = await getNpub();
+      const npub = currentWalletState.wallet.npub;
+      if (!npub) throw new Error("Wallet not open");
+
       const res = await fetch(
         `/.well-known/lnurl-pay/callback/${npub}?amount=${amountMsat}`,
       );
@@ -385,35 +330,6 @@ async function processRpc(
         invoice,
       };
     }
-    case "lookup_invoice": {
-      const paymentHash = req.params?.payment_hash as string | undefined;
-
-      if (!paymentHash) {
-        throw { code: "INTERNAL", message: "missing_payment_hash" };
-      }
-
-      const breezSDK = await getBreezSDK();
-      const payments = (await breezSDK.listPayments({})) as any[];
-      const payment = payments.find((p) => p.paymentHash === paymentHash);
-
-      if (!payment) {
-        throw { code: "NOT_FOUND", message: "invoice_not_found" };
-      }
-
-      return {
-        type: payment.paymentType,
-        invoice: payment.bolt11,
-        description: payment.description,
-        payment_hash: payment.paymentHash,
-        preimage: payment.paymentPreimage,
-        amount: payment.amountSat * 1000,
-        fees_paid: payment.feesSat * 1000,
-        created_at: Math.floor(payment.paymentTime / 1000),
-        settled_at: payment.status === "complete"
-          ? Math.floor(payment.paymentTime / 1000)
-          : undefined,
-      };
-    }
     default:
       throw { code: "NOT_IMPLEMENTED", message: "unknown_method" };
   }
diff --git a/src/lib/payments.ts b/src/lib/payments.ts
deleted file mode 100644
index 6bad09d..0000000
--- a/src/lib/payments.ts
+++ /dev/null
@@ -1,120 +0,0 @@
-import { getBreezSDK } from "$lib/breez.svelte";
-import { payBolt11Invoice as payBolt11InvoiceUsingCashu } from "$lib/cashu.svelte";
-import type {
-  InputType,
-  PreparePayOnchainRequest,
-  PreparePayOnchainResponse,
-  PrepareSendRequest,
-  PrepareSendResponse,
-} from "@breeztech/breez-sdk-liquid/web";
-
-export async function* send(
-  destination: string,
-  amount = 0,
-  parsed?: InputType,
-) {
-  try {
-    yield {
-      status: "Parsing destination…",
-      error: null,
-    };
-
-    const breezSDK = await getBreezSDK();
-    const parsedInvoice: InputType = parsed ??
-      await breezSDK.parse(destination);
-
-    if (parsedInvoice.type === "bolt11") {
-      try {
-        yield {
-          status: "Attempting Cashu payment…",
-          error: null,
-        };
-        await payBolt11InvoiceUsingCashu(destination);
-        return {
-          status: "✅ Payment sent",
-          error: null,
-          preimage: undefined,
-          paymentHash: (parsedInvoice as any).invoice.paymentHash,
-        };
-      } catch (cashuErr) {
-        console.warn("Cashu payment failed, falling back to Breez", cashuErr);
-      }
-    }
-
-    if (parsedInvoice.type === "bitcoinAddress") {
-      if (amount <= 0) {
-        return {
-          status: null,
-          error: "Amount required for bitcoin address",
-        };
-      }
-
-      const req: PreparePayOnchainRequest = {
-        amount: { type: "bitcoin", receiverAmountSat: amount },
-      };
-
-      yield {
-        status: "Preparing on-chain payment…",
-        error: null,
-      };
-      const prep: PreparePayOnchainResponse = await breezSDK.preparePayOnchain(
-        req,
-      );
-
-      yield {
-        status: "Broadcasting…",
-        error: null,
-      };
-      await breezSDK.payOnchain({
-        address: parsedInvoice.address.address,
-        prepareResponse: prep,
-      });
-    } else {
-      const req: PrepareSendRequest = { destination };
-      if (amount > 0) {
-        req.amount = {
-          type: "bitcoin",
-          receiverAmountSat: amount,
-        };
-      }
-
-      yield {
-        status: "Preparing…",
-        error: null,
-      };
-      const prep: PrepareSendResponse = await breezSDK.prepareSendPayment(req);
-      yield {
-        status: "Sending…",
-        error: null,
-      };
-      const res = await breezSDK.sendPayment({ prepareResponse: prep });
-      return {
-        status: "✅ Payment sent",
-        error: null,
-        preimage: (res.payment as any)?.paymentPreimage,
-        paymentHash: (res.payment as any)?.paymentHash,
-      };
-    }
-
-    return {
-      status: "✅ Payment sent",
-      error: null,
-      preimage: undefined,
-      paymentHash: undefined,
-    };
-  } catch (e: unknown) {
-    console.error("Send failed", e);
-    if (e instanceof Error) {
-      const raw = e.message;
-      const protoMatch = raw.match(/Generic error:.*?\(\"(.+?)\"\)/);
-      return {
-        status: null,
-        error: protoMatch ? protoMatch[1] : raw,
-      };
-    }
-    return {
-      status: null,
-      error: "Send failed",
-    };
-  }
-}
diff --git a/src/lib/utils.ts b/src/lib/utils.ts
deleted file mode 100644
index 982e6ac..0000000
--- a/src/lib/utils.ts
+++ /dev/null
@@ -1,60 +0,0 @@
-import { browser } from "$app/environment";
-import type { Dexie, Table } from "dexie";
-import { type Writable, writable } from "svelte/store";
-
-export function hexToBytes(hex: string): Uint8Array {
-  const bytes = new Uint8Array(hex.length / 2);
-  for (let i = 0; i < hex.length; i += 2) {
-    bytes[i / 2] = parseInt(hex.substr(i, 2), 16);
-  }
-  return bytes;
-}
-
-export function bytesToHex(bytes: Uint8Array): string {
-  return Array.from(bytes, (byte) => byte.toString(16).padStart(2, "0")).join(
-    "",
-  );
-}
-
-export interface MetaEntry {
-  key: string;
-  value: string;
-}
-
-export function persistentDbWritable<T, DB extends Dexie>(
-  key: string,
-  initial: T,
-  db: DB & { meta: Table<MetaEntry, string> },
-): Writable<T> {
-  const store = writable<T>(initial);
-
-  if (browser) {
-    (async () => {
-      try {
-        const entry = await db.meta.get(key);
-        if (entry) {
-          store.set(JSON.parse(entry.value));
-        } else {
-          const raw = localStorage.getItem(key);
-          if (raw !== null) {
-            store.set(JSON.parse(raw));
-            await db.meta.put({ key, value: raw });
-            localStorage.removeItem(key);
-          }
-        }
-      } catch (err) {
-        console.error(`NWC store load error for ${key}`, err);
-      }
-    })();
-
-    store.subscribe(async (value) => {
-      try {
-        await db.meta.put({ key, value: JSON.stringify(value) });
-      } catch (err) {
-        console.error(`NWC store persist error for ${key}`, err);
-      }
-    });
-  }
-
-  return store;
-}
diff --git a/src/lib/wallet.svelte.ts b/src/lib/wallet.svelte.ts
index bd93ded..46cbfb9 100644
--- a/src/lib/wallet.svelte.ts
+++ b/src/lib/wallet.svelte.ts
@@ -5,38 +5,85 @@ import {
   decrypt as nip49decrypt,
   encrypt as nip49encrypt,
 } from "nostr-tools/nip49";
+import type { Proof } from "@cashu/cashu-ts";
+import Dexie from "dexie";
+import type { Table } from "dexie";
+import PortalBtcWallet, { type CashuStore } from "portalbtc-lib";
+import { writable } from "svelte/store";
 
-const SEED_KEY = "seed";
-let cachedMnemonic = $state<{ mnemonic: string | undefined }>({
-  mnemonic: undefined,
-});
+interface MetaEntry {
+  key: string;
+  value: string;
+}
 
-export const passwordRequest = $state({
-  pending: false,
-  resolve: undefined as ((password: string) => void) | undefined,
-  reject: undefined as ((error: Error) => void) | undefined,
-});
+interface CashuTxn {
+  txId: string;
+  paymentType: "receive" | "send";
+  amountSat: number;
+  timestamp: number;
+  status: "complete";
+}
 
-let previouslyInputPassword = $state<{ pass: string | undefined }>({
-  pass: undefined,
-});
+class CashuDB extends Dexie {
+  proofs!: Table<Proof, string>;
+  meta!: Table<MetaEntry, string>;
+  txns!: Table<CashuTxn, string>;
 
-function requestPassword(): Promise<string> {
-  if (!browser) throw new Error("Password input only available in browser");
-  if (previouslyInputPassword.pass) {
-    return Promise.resolve(previouslyInputPassword.pass);
+  constructor() {
+    super("cashu");
+    this.version(1).stores({
+      proofs: "&secret",
+      meta: "&key",
+    });
+    this.version(2).stores({
+      txns: "&txId",
+    });
+  }
+}
+
+export class DexieBasedCashuStore implements CashuStore {
+  private readonly db: CashuDB = new CashuDB();
+
+  async getProofs() {
+    return this.db.proofs.toArray();
   }
 
-  return new Promise((resolve, reject) => {
-    passwordRequest.pending = true;
-    passwordRequest.resolve = (pw) => {
-      previouslyInputPassword.pass = pw;
-      resolve(pw);
-    };
-    passwordRequest.reject = reject;
-  });
+  async getTxns() {
+    return this.db.txns.toArray();
+  }
+
+  async getLastRedeemedCashuQuoteTimestamp() {
+    const meta = await this.db.meta.get("lastRedeemedCashuQuoteTimestamp");
+    return meta?.value ? parseInt(meta.value) : 0;
+  }
+
+  async setLastRedeemedCashuQuoteTimestamp(timestamp: number) {
+    await this.db.meta.put({
+      key: "lastRedeemedCashuQuoteTimestamp",
+      value: timestamp.toString(),
+    });
+  }
+
+  async persistProofs(proofs: Proof[]) {
+    await this.db.proofs.clear();
+    if (proofs.length) await this.db.proofs.bulkPut(proofs);
+  }
+
+  async persistTxns(txns: CashuTxn[]) {
+    await this.db.txns.clear();
+    if (txns.length) await this.db.txns.bulkPut(txns);
+  }
+
+  async persistLastRedeemedCashuQuoteTimestamp(timestamp: number) {
+    await this.db.meta.put({
+      key: "lastRedeemedCashuQuoteTimestamp",
+      value: timestamp.toString(),
+    });
+  }
 }
 
+export const MNEMONIC_KEY = "seed";
+
 export function createMnemonic(): string {
   return generateMnemonic(wordlist, 128);
 }
@@ -65,26 +112,62 @@ export async function decryptMnemonic(
   return new TextDecoder().decode(decryptedBytes);
 }
 
-export function storeEncryptedSeed(encrypted: string) {
-  if (browser) localStorage.setItem(SEED_KEY, encrypted);
+export function storeEncryptedMnemonic(encrypted: string) {
+  if (browser) localStorage.setItem(MNEMONIC_KEY, encrypted);
 }
 
-export function hasSeed(): boolean {
+export function hasMnemonic(): boolean {
   if (!browser) return false;
-  return localStorage.getItem(SEED_KEY) !== null;
+  return localStorage.getItem(MNEMONIC_KEY) !== null;
 }
 
-export async function getMnemonic(): Promise<string> {
-  if (cachedMnemonic.mnemonic) return cachedMnemonic.mnemonic;
-  if (!browser) throw new Error("Not in browser");
-  const enc = localStorage.getItem(SEED_KEY);
-  if (!enc) throw new Error("Seed not initialised");
-  const password = await requestPassword();
-  const mnemonic = await decryptMnemonic(enc, password);
-  cachedMnemonic.mnemonic = mnemonic;
-  return mnemonic;
-}
+export const walletState = writable<
+  | {
+    open: false;
+    wallet: undefined;
+    mnemonic: undefined;
+    balance: number;
+    pendingBalance: number;
+    cashuBalance: number;
+  }
+  | {
+    open: true;
+    mnemonic: string;
+    wallet: PortalBtcWallet;
+    balance: number;
+    pendingBalance: number;
+    cashuBalance: number;
+  }
+>({
+  open: false,
+  wallet: undefined,
+  mnemonic: undefined,
+  balance: 0,
+  pendingBalance: 0,
+  cashuBalance: 0,
+});
 
-export function cacheMnemonic(mnemonic: string) {
-  cachedMnemonic.mnemonic = mnemonic;
+export async function openWallet(mnemonic: string) {
+  const wallet = await PortalBtcWallet.create(
+    mnemonic,
+    new DexieBasedCashuStore(),
+    false,
+    "mainnet",
+  );
+  wallet.addEventListener("balanceUpdated", () => {
+    walletState.update((state) => ({
+      ...state,
+      balance: wallet.balance,
+      pendingBalance: wallet.pendingBalance,
+      cashuBalance: wallet.cashuBalance,
+    }));
+  });
+  walletState.set({
+    open: true,
+    mnemonic,
+    wallet,
+    balance: wallet.balance,
+    pendingBalance: wallet.pendingBalance,
+    cashuBalance: wallet.cashuBalance,
+  });
 }
diff --git a/src/routes/+layout.svelte b/src/routes/+layout.svelte
index 28a6c4a..74c55c3 100644
--- a/src/routes/+layout.svelte
+++ b/src/routes/+layout.svelte
@@ -1,11 +1,11 @@
 <script lang="ts">
   import "$lib/style.css";
   import "iconify-icon";
-  import { hasSeed, passwordRequest } from "$lib/wallet.svelte";
+  import { hasMnemonic, walletState } from "$lib/wallet.svelte";
   import { onMount } from "svelte";
   import { goto } from "$app/navigation";
   import PasswordDialog from "$lib/components/PasswordDialog.svelte";
-  import { page } from "$app/stores";
+  import { page } from "$app/state";
   import { start as startNwc } from "$lib/nwc.svelte";
   import SplashScreen from "$lib/components/SplashScreen.svelte";
   import ErrorDialog from "$lib/components/ErrorDialog.svelte";
@@ -16,7 +16,7 @@
     stack?: string;
   };
 
-  let passwordDialogOpen = $state(false);
+  let { children } = $props();
   let showSplash = $state(true);
   let currentError = $state<AppError | null>(null);
   let showInstallPrompt = $state(false);
@@ -33,32 +33,15 @@
     }
   }
 
-  function handleUnlockAttempt(pw: string) {
-    if (passwordRequest.resolve) {
-      passwordRequest.resolve(pw);
-      passwordRequest.resolve = undefined;
-      passwordRequest.reject = undefined;
-      passwordRequest.pending = false;
-      startNwc();
-    }
-    passwordDialogOpen = false;
-  }
-
   function goToSettings() {
     goto("/settings");
   }
 
-  const { children } = $props();
-
-  $effect(() => {
-    if (passwordRequest.pending && !passwordDialogOpen) {
-      passwordDialogOpen = true;
-    }
-  });
-
-  const isOnSetup = $derived($page.route.id?.startsWith("/setup"));
-  const isOnSettings = $derived($page.route.id?.startsWith("/settings"));
-  const showSettingsButton = $derived(!isOnSetup && !isOnSettings && hasSeed());
+  const isOnSetup = $derived(page.route.id?.startsWith("/setup"));
+  const isOnSettings = $derived(page.route.id?.startsWith("/settings"));
+  const showSettingsButton = $derived(
+    !isOnSetup && !isOnSettings && hasMnemonic()
+  );
 
   onMount(() => {
     setTimeout(() => {
@@ -96,7 +79,7 @@
       }
     });
 
-    if (!hasSeed() && !isOnSetup) {
+    if (!hasMnemonic() && !isOnSetup) {
       goto("/setup");
     }
   });
@@ -121,12 +104,14 @@
       </div>
     {/if}
 
-    {#if !isOnSetup || !passwordRequest.pending}
+    {#if isOnSetup || $walletState.open}
       {@render children()}
     {/if}
   </main>
 
-  <PasswordDialog bind:open={passwordDialogOpen} unlock={handleUnlockAttempt} />
+  {#if !$walletState.open && !isOnSetup}
+    <PasswordDialog onunlock={() => startNwc()} />
+  {/if}
 {/if}
 
 <ErrorDialog error={currentError} onclose={() => (currentError = null)} />
diff --git a/src/routes/+page.svelte b/src/routes/+page.svelte
index 7852ec8..5c4401b 100644
--- a/src/routes/+page.svelte
+++ b/src/routes/+page.svelte
@@ -1,24 +1,13 @@
 <script lang="ts">
-  import type { BindingLiquidSdk } from "@breeztech/breez-sdk-liquid/web";
-  import { balances, getBreezSDK, initBalances } from "$lib/breez.svelte";
   import BalanceDisplay from "$lib/components/BalanceDisplay.svelte";
   import PaymentHistory from "$lib/components/PaymentHistory.svelte";
   import ReceiveDialog from "$lib/components/ReceiveDialog.svelte";
   import SendDialog from "$lib/components/SendDialog.svelte";
   import Button from "$lib/components/Button.svelte";
-  import { refreshBalances } from "$lib/breez.svelte";
-  import { onMount } from "svelte";
-
-  let breezSDK = $state<BindingLiquidSdk | undefined>(undefined);
 
   let receiveDialogOpen = $state(false);
   let sendDialogOpen = $state(false);
 
-  onMount(async () => {
-    initBalances();
-    breezSDK = await getBreezSDK();
-  });
-
   function openReceiveDialog() {
     receiveDialogOpen = true;
   }
@@ -26,20 +15,13 @@
   function openSendDialog() {
     sendDialogOpen = true;
   }
-
-  function onPaymentSent() {
-    refreshBalances();
-  }
 </script>
 
 <ReceiveDialog bind:open={receiveDialogOpen} />
-<SendDialog bind:open={sendDialogOpen} onsent={onPaymentSent} />
+<SendDialog bind:open={sendDialogOpen} />
 
 <div class="container">
-  <BalanceDisplay
-    balance={balances.balance}
-    pending={balances.pendingReceive - balances.pendingSend}
-  />
+  <BalanceDisplay />
   <div class="retro-card send-receive-buttons">
     <Button variant="primary" onclick={openReceiveDialog}>Receive</Button>
     <Button variant="danger" onclick={openSendDialog}>Send</Button>
diff --git a/src/routes/setup/+page.svelte b/src/routes/setup/+page.svelte
index 0b15b74..c4bf24b 100644
--- a/src/routes/setup/+page.svelte
+++ b/src/routes/setup/+page.svelte
@@ -4,9 +4,9 @@
   import {
     createMnemonic,
     encryptMnemonic,
-    storeEncryptedSeed,
-    cacheMnemonic,
+    storeEncryptedMnemonic,
     isValidMnemonic,
+    openWallet,
   } from "$lib/wallet.svelte";
   import { start as startNwc } from "$lib/nwc.svelte";
 
@@ -77,8 +77,8 @@
       return;
     }
     const encrypted = await encryptMnemonic(userMnemonic, password);
-    storeEncryptedSeed(encrypted);
-    cacheMnemonic(userMnemonic);
+    storeEncryptedMnemonic(encrypted);
+    await openWallet(userMnemonic);
 
     startNwc();